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Commercial Banking Officers – Santa Maria area and Northern SLO County.

Posted by on June 12, 2019

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Commercial Banking Officers – Santa Maria area and Northern SLO County.

Full Time

We are CoastHills Credit Union, one of the largest Credit Unions on the Central Coast. Our employees are an important part of the CoastHills experience. Not only are we committed to serving our members, but we’re also involved in helping our local communities. If you enjoy a professional work environment and truly want to make difference in people’s lives, we encourage you to apply for the position below.

Commercial Banking Officers – Santa Maria area and Northern SLO County.
1203 S Broadway, Santa Maria, CA 93454
751 Marsh St,  San Luis Obispo, CA 93401

We are looking for experienced and highly engaging Commercial Banking Officers to help us increase our commercial loan portfolio. Under the direction of the Chief Credit Officer you will be responsible for maintaining existing relationships within their portfolio and soliciting profitable new business for the Credit Union.

Some of the responsibilities are;
• Examines and analyzes complex commercial loan requests, including financial statements and tax returns to substantiate borrower’s financial ability to qualify pursuant to current loan underwriting criteria and standards.
• Develops and implements marketing plans for maintaining and expanding referral relationships with real estate agents, loan brokers, community development companies, attorneys, accountants, financial planners and other key referral sources.
• Solicits and develops new business through sales calling efforts to achieve established goals.
• Expands existing relationships by consistently communicating with business members for opportunities to meet additional needs with other products or services.
• Maintains knowledge of all commercial loan and depository products and services.
• Partners with Branch Managers to identify loan opportunities with existing and potential members.
• Interviews loan applicants, gathers required documentation, conducts loan closings and guides members through the loan origination process from beginning to end.
• Recommends loan proposals and structure for approval and works closely with the lending staff to complete the underwriting, approval, documentation and closing process.
• Consolidates applicant information into a working file for underwriting and analysis purposes.
• Manage loans including following up with collections or delinquencies, collecting updated financials annually, and performing regular site inspections.

Some of the requirements of the job are;
• Bachelor’s degree in Business, Finance or Accounting or equivalent experience required.
• Ten or more years commercial lending experience required.
• In-depth knowledge of current and approved methodologies of risk measurement.
• Knowledge of USDA and SBA Loan Programs and Standard Operating Procedures, as well as, Credit Union products, services, programs, and promotions.
• Ability to be bonded.

We offer great benefits including, very generous PTO, low premium health insurance, 401(k) matching, and more…

If you are motivated and team-oriented, here’s your chance to work where every day is Another great day!
Please apply online

Info

  • Location: , Santa Maria , CA 93454, USA
  • Salary: Not provided
  • Clearance Required: No
  • Spouse Friendly: Yes

To apply to this job, click here.